India’s Scalable UPI Infrastructure
From TPAPs to banks and fintechs, the ZYRO UPI Stack provides an infrastructure of trust, scale, and speed for issuing, acquiring, and managing UPI transactions
From TPAPs to banks and fintechs, the ZYRO UPI Stack provides an infrastructure of trust, scale, and speed for issuing, acquiring, and managing UPI transactions
Complete Solution to Process UPI Transactions
UPI SDK & APIs
Quick integration with your app
Smart Routing
Optimized paths for maximum success rates
API-Based Integration
Enables smooth and flexible system interaction
All-Channel Certified
Fully compliant and certified across all payment channels
UPI acquiring workflows for payment acceptance, transaction visibility and operational control
User
ZYRO TPAP
Issuing Bank
Beneficiary Bank
NPCI
Beneficiary Bank
NPCI
UPI acquiring tools to manage payment acceptance, transaction status and operational workflows in one place
Payment To Merchant
ZYRO Server
Acquiring Bank
NPCI
Merchant Bank
Payment To Merchant
ZYRO Server
NPCI
Acquiring Bank
Merchant Bank
One-Click UPI Payments with 90% Success Rates
All-in-One UPI solutions covering merchants, TPAPs, PPIs, issuing & acquiring banks, and NPCI-grade components.
All-in-One UPI solutions covering merchants, TPAPs, PPIs, issuing & acquiring banks, and NPCI-grade components.
High-performance stack, horizontally and vertically scalable databases, cloud-optimized systems, and self-healing infra with reliable active-active multi-DC design
99.99% uptime with cloud-native stability
Delivering maximum success rates
24x7 monitoring & real-time analytics
Built-in fraud detection & secure transaction protocols
<0.1s latency, 90%+ success rate & 0.01% downtime
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ZYRO UPI Stack, explained.
A UPI switch is the software that connects a bank or payment service provider to the NPCI UPI network. It receives, validates and routes UPI requests such as payments, collect requests and mandates, and returns the response to the customer's app.
The issuing stack serves the payer side: it debits the customer's bank account when they approve a UPI payment. The acquiring stack serves the merchant side: it creates QR codes, collect requests and payment links, and credits the merchant when a payment succeeds.
Banks, payment service providers, fintechs and large merchants in India that want to issue UPI handles, accept UPI payments or run their own UPI infrastructure.
The stack is built for the common UPI flows: pay and collect requests, static and dynamic QR codes, and recurring mandates. The exact features enabled depend on your bank partner and NPCI approvals.
Use the ZYRO contact page or email support@myzyro.com. The ZYRO team will understand your use case and share the integration and onboarding steps.
