ZYRO Payments

One place for every connected payment gateway

Bring your Indian PGs, bank gateways and international providers into one control layer. Route Visa, Mastercard, RuPay and other eligible payments by network, issuer, market and performance — then see every provider in one view.

Get startedTry the payment demo ↗
01 / PAYMENT METHOD

How the customer pays

Visa, Mastercard, RuPay, Amex and other card networks; netbanking, wallets and UPI where available.

02 / ZYRO ROUTING

Where the payment should go

Apply rules for network, issuer, country, currency, cost and provider health.

03 / CONNECTED PG

Who processes it

An Indian PG, bank gateway or international PSP connected under your merchant setup.

THE ORCHESTRATION WORKSPACE

More than a routing diagram. A control room.

Explore how a merchant could manage routing decisions, rules and connected providers in one ZYRO workspace.

ZYRO WORKSPACE / PAYMENTS / ORCHESTRATION
INTERACTIVE PRODUCT PREVIEW
ROUTING CONTROL ROOM

Every decision, in one view.

Follow a sample card payment from network to gateway and fallback.

Rules active
Sample payment network
TRANSACTION TRACE · SAMPLE ORDER #ZY-4821₹2,499.00 INR
01 · INPUTVisa cardIndia · card
02 · DECISIONSmart routerHealth + network rules
×03 · PRIMARYIndia PG 01Timed out
04 · FALLBACKBank gatewayConfirmed
Automatic fallback applied · The primary route timed out, so this eligible sample payment moved to the next connected gateway.Recovered
Provider statusSample setup
India PG 01Degraded
Bank gatewayHealthy
Global PSP 01Healthy
Active decision rulePriority 01
IFCards · India · provider timeout
THENRetry on Bank gateway
Only eligible payments use fallback
INTERACTIVE WALKTHROUGH

See one integration manage different PGs

Switch between Indian and international routes, choose a card network, then simulate a provider timeout. Every outcome stays in one merchant view.

ZYRO PAYMENT ORCHESTRATION
SIMULATION · NO MONEY MOVES
SAMPLE MERCHANT CHECKOUT

Mobile recharge

Prepaid mobile•••••• 4821
Demo only

Choose a recharge plan

Payment methodChoose one
CARD NETWORK

This is a product demo. No payment details are collected.

ZYRO
MERCHANT VIEWMulti-PG control
Sample data
YOUR PROVIDERSIndian PGs + bank gatewaysManage connected providers from one integration
Routing priorityChange the rule before running the demo
ROUTE PREVIEWVISA · INDIA · ₹299
1
India PG 01Primary connected provider
Selected
2
Bank gatewayFallback provider
Standby
Unified payment traceReady to simulate
  1. Checkout sent to ZYRO
  2. Visa routed via India PG 01
  3. Awaiting provider confirmation
ONE RECONCILIATION VIEWAwaiting payment
Pending

Illustrative flow with example providers and simulated outcomes. Actual card-network eligibility, gateway integrations, routing, retries, currencies and settlement depend on connected providers and merchant agreements.

Why orchestration

Multiple PGs need one control plane

One integration should let you direct traffic across the connected providers you use in India and abroad.

One gateway is a single point of failure

When your only payment gateway slows down or a bank goes down, every checkout in that window fails and the sale is lost.

Card routes differ by network and market

A route that works for one card network, issuer or country may be weak for another. One static PG choice cannot respond to these differences.

Reconciliation across gateways is manual

Each gateway has its own dashboard, settlement report and format. Finance teams spend days matching them against the bank statement.

How it works

Live in four steps

01

Connect your PGs

Bring eligible Indian PGs, bank gateways and international providers you use into one integration. Provider contracts and settlements remain with them.

02

Set routing rules

Choose routes by card network, issuer, country, currency, amount, method, performance or cost.

03

Route through a connected PG

Send each eligible payment to the chosen provider, with a fallback route when the method and provider support retry.

04

See one control view

Monitor transactions, refunds, provider status and settlement reports together across your connected PGs.

Capabilities

Control every connected route from one place

Network-aware routing

Set different routes for Visa, Mastercard, RuPay, Amex and other eligible card networks, issuers and markets.

Eligible failover

Use a connected fallback provider when a route times out and the payment method permits retry.

One merchant integration

Send payment requests through one ZYRO API or checkout flow and manage your connected providers centrally.

India and global PGs

Organize Indian payment gateways, bank gateways and international PSPs in one provider view, subject to integration.

Card-network visibility

See card-network performance separately from gateway performance, so the route decision is easier to understand.

Unified provider reporting

Bring transaction, refund and settlement status from connected providers into one operations view.

Route analytics

Compare provider outcomes by card network, payment method, issuing bank and market.

Consistent API surface

Use a unified request and status model across eligible integrated providers.

Built for

Made for businesses that cannot afford a failed checkout

E-commerce and D2C brands

Keep checkout running during sale spikes and gateway outages.

Marketplaces and platforms

Handle high volumes across many sellers with one integration.

Subscriptions and SaaS

Recurring payments through UPI autopay and tokenised cards.

Enterprises

Spread volume across several gateways and banks without extra engineering.

Why ZYRO for orchestration

Gateway-neutral control

Set routing preferences across connected third-party PGs based on your business rules and provider performance.

Payments and banking together

Collections land in the bank accounts you manage with the ZYRO Business Banking Suite, so reconciliation and outgoing payments happen in the same place.

Online and offline

Online checkout, ZYRO POS machines and ZYRO Soundbox report into one view of your business.

Security

Built for how payments work in India

Your money never touches ZYRO

Funds settle directly from your payment gateway to your bank account. ZYRO is the technology layer only.

Route-specific controls

Data handling, authentication and settlement requirements depend on the provider and market for each route.

Card data discipline

Card details should be handled through compliant tokenisation and provider flows, not exposed in the routing dashboard.

Frequently Asked Questions

Payment orchestration, explained.

Payment orchestration is a layer that sits between your checkout and your payment gateways. It connects several gateways through one integration and decides, for each payment, which gateway should process it. If a payment fails, it can retry it on another gateway.

No. You keep your current gateway contracts, pricing and settlement accounts. ZYRO connects to them and routes payments between them.

No. Payments settle directly from your payment gateway to your bank account. ZYRO only provides the routing, checkout and reconciliation technology.

The orchestration layer is designed for cards including Visa, Mastercard, RuPay, Amex, Diners Club and JCB, as well as netbanking, wallets and UPI where connected providers support them. Availability varies by gateway and merchant setup.

The aim is to manage eligible Indian and international payment providers from one integration and console. Each PG must be integrated and enabled under your commercial and regulatory arrangements; availability is confirmed during onboarding.

A routing rule can choose among connected providers using method, card network, issuer, market and provider status. Eligible fallback routes may help when the first provider is unavailable; outcomes are not guaranteed.

Fill in the contact form or email support@myzyro.com. Our team will review your payment setup and connect your gateways to ZYRO.

Bring your PGs into one payment layer

Tell us which Indian and international providers you use. We will map eligible integrations and routing needs for your business.

Get started
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