ZYRO Business Banking Suite

Escrow management with every step in view

See bank-held funds, agreed conditions, pending approvals and release status together. Give every authorized party a clearer view from account setup to settlement.

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ZYROEscrow workspace
ILLUSTRATIVE · SAMPLE DATA
ESCROW / WORKSPACE

Escrow overview

Conditions, approvals and releases in one place

Sample view
Funds held at partner bank₹1,25,50,000Across 3 sample agreements
Pending approvals021 release · 1 document
Active agreements03All conditions visible
ESCROW REGISTER

Active agreements

View all ↗
AgreementHeld balanceStatus
Project milestoneESC-1042 · Sale & purchase
₹42,80,000Awaiting approval
Vendor deliveryESC-1041 · B2B trade
₹18,50,000Funds secured
ZYRO ESCROW · PRODUCT CONCEPT PREVIEWPartner bank holds funds

Held at a regulated bank

Funds never sit with ZYRO.

Rule-based release

Milestones, dates or approvals.

Role-aware view

The right context for each authorized party.

Audit-ready record

See what changed and who approved it.

INSIDE THE WORKSPACE

Know where every escrow stands.

A dashboard view of agreements, bank-held balances, conditions, approvals and reports.
ZYROEscrow workspace
ILLUSTRATIVE · SAMPLE DATA
ESCROW / WORKSPACE

Overview

Track bank-held funds and every step in the agreement.

Sample view
Funds held at partner bank₹1,25,50,000Across 3 sample agreements
Pending approvals021 release · 1 document
Active agreements03All conditions visible
ESCROW REGISTER

Active agreements

View all ↗
AgreementHeld balanceStatus
Project milestoneESC-1042 · Sale & purchase
₹42,80,000Awaiting approval
Vendor deliveryESC-1041 · B2B trade
₹18,50,000Funds secured
Property transferESC-1038 · Real estate
₹64,20,000Release scheduled
NEXT ACTION

Milestone review

In review

Project milestone · release requested after document check.

Funds receivedEvidence reviewBank release
ACTIVITY

Latest updates

Audit trail ↗
  • Evidence submitted ESC-1042
  • Funds received ESC-1041
  • Release scheduled ESC-1038
ZYRO ESCROW · PRODUCT CONCEPT PREVIEWPartner bank holds funds

Illustrative ZYRO interface with sample values. Available features, account structures and release processes depend on the partner bank and escrow agreement.

The problem

Traditional escrow is slow and paper-heavy

Weeks to set up

Agreements, account opening and approvals can take weeks before money moves.

Manual releases

Every release needs letters and instructions sent back and forth to the bank.

Little visibility

Parties cannot see what is held, what is due and what has been released.

How it works

How ZYRO escrow works

01

Set up the escrow

Agree the parties and release rules. The account is opened with a regulated partner bank.

02

Collect funds

Buyers, investors or customers pay into the escrow account.

03

Review conditions

Track documents, milestones and approvals against the agreed release terms.

04

Track release

Follow the approved instruction and bank processing status with a clear record.

Features

Escrow made programmable

Rule-based release

Release on milestones, approvals, dates or events from your own systems.

Multi-party approvals

Require sign-off from buyers, sellers, trustees or lenders before funds move.

Planned allocations

See how funds are intended to be distributed under agreed terms.

Account and fund overview

See bank-held balances, linked agreements and fund movement in one workspace.

Conditions and approvals

Track required evidence, authorized reviewers and release readiness by agreement.

Platform integrations

Connect agreement events, status updates and reporting with your own systems.

Statements and audit trail

Review receipts, approvals and releases with agreement-level reporting.

Built for

Where escrow builds trust

Marketplaces

Hold buyer payments until delivery is confirmed.

Real estate

Track project-linked funds, documents and release approvals.

Lending

Monitor collections, lender instructions and reconciliation.

B2B trade and M&A

Release funds as contract milestones are met.

Security

Built for regulated money movement

Bank-held funds

Escrow funds sit with a regulated partner bank, not with ZYRO.

Agreed rules only

Money moves only under the release rules every party signed up to.

Complete records

Every action is logged for auditors, trustees and regulators.

ZYRO is a technology platform and not a bank. Escrow accounts are provided by regulated partner banks under their terms.

All guides →

Frequently Asked Questions

Escrow Management, explained.

It is an account held by a regulated bank where money is kept on behalf of two or more parties and released only when agreed conditions are met. ZYRO provides the software to set rules, confirm conditions and track releases.

The money is held in an escrow account with a regulated partner bank. ZYRO never holds the funds.

Milestones, approvals from one or more parties, specific dates, or events sent from your own platform through the API.

Marketplaces, real-estate developers, lenders, B2B traders and anyone who needs a neutral way to hold and release money between parties.

Fill in the contact form or email support@myzyro.com and our team will set up ZYRO Escrow for your business.

Works with

More from the ZYRO suite

Business Current Account »

A digital-first current account.

Bulk Payments »

Pay many beneficiaries at once.

Payment Orchestration »

Collect payments through every gateway.

Hold money safely, release it automatically

Tell us about your escrow use case and our team will set it up for your business.

Get started