ZYRO Payments

Collect recurring payments without chasing customers

Set up UPI AutoPay, e-NACH mandates and card subscriptions once, then collect every instalment automatically — with smart reminders and retries when a payment fails.

UPI AutoPay

Mandates customers approve in their UPI app.

e-NACH

Bank account mandates for larger amounts.

Card mandates

Recurring charges on tokenised cards.

Smart retries

Failed charges retried at better times.

The problem

Recurring revenue leaks through failed payments

Manual collection

Sending payment links every month means late payments and churn.

Mandate drop-offs

Long, confusing mandate setup flows lose customers before the first charge.

Silent failures

Failed debits are often noticed only when revenue is already lost.

How it works

How recurring payments work

01

Create a plan

Set the amount, frequency and start date, or charge variable amounts within a limit.

02

Customer approves

The customer approves a UPI AutoPay, e-NACH or card mandate in a few taps.

03

Collect automatically

Each instalment is collected on schedule, with the required pre-debit notifications.

04

Recover failures

Failed charges are retried and customers are reminded to fix the payment method.

Features

Everything subscriptions and EMIs need

UPI AutoPay

Mandates approved in the customer's UPI app — the simplest way to start a subscription in India.

e-NACH mandates

Debit customers' bank accounts for higher-value or long-term instalments.

Card subscriptions

Recurring charges on tokenised cards in line with RBI e-mandate rules.

Fixed or variable amounts

Charge the same amount every cycle or bill based on usage, within the approved limit.

Retries and reminders

Retry failed payments and nudge customers by SMS or email before they churn.

Subscription dashboard

See active mandates, upcoming charges and failures in one place.

Built for

For every recurring business model

SaaS and subscriptions

Monthly and annual plans.

Lending

EMI collection through mandates.

Insurance and investments

Premiums and SIPs on schedule.

Education and memberships

Fees and dues without reminders.

Frequently Asked Questions

Recurring Payments, explained.

UPI AutoPay lets a customer approve a recurring payment mandate inside their UPI app. After that, payments are collected automatically on schedule, with a notification before each debit.

ZYRO Recurring Payments is designed for UPI AutoPay, e-NACH bank mandates and card mandates on tokenised cards.

ZYRO retries the charge within the rules for that mandate type and reminds the customer to update their payment method.

Yes. You can charge variable amounts as long as they stay within the limit the customer approved in the mandate.

Fill in the contact form or email support@myzyro.com and our team will set up ZYRO Recurring Payments for your business.

Works with

More from the ZYRO suite

ZYRO Checkout »

Start subscriptions from a branded checkout.

Tokenisation »

Secure saved cards for recurring charges.

UPI Stack »

ZYRO's own UPI infrastructure.

Get paid on time, every cycle

Talk to our team and start using ZYRO Recurring Payments to automate subscriptions, EMIs and fees.