Send salaries, vendor bills, refunds and incentives to bank accounts and UPI IDs from your own business accounts — by file upload, dashboard or API — and track every transfer in real time.
Bulk paymentsFile, dashboard or API
Choose how you send each batch.
Bank and UPI
Pay to bank accounts and UPI IDs.
Scheduled transfers
Set them once, run them on time.
Real-time status
Know the moment each transfer lands.
The problem
Every bank has its own bulk file format, upload limit and approval screen.
Wrong account numbers and failed transfers show up days later in a statement.
Matching hundreds of debits back to invoices and employees eats hours of finance time.
How it works
01
Upload an Excel or CSV file, add payments in the dashboard, or send them through the API.
02
ZYRO checks every row and verifies beneficiary accounts before any money moves.
03
The right people approve the batch based on your rules.
04
Transfers go out over IMPS, NEFT, RTGS or UPI and are matched to your statement automatically.
Features
Upload a single file for hundreds of transfers, with clear errors for any row that needs fixing.
Verify beneficiary bank accounts and UPI IDs before paying to avoid failed or misdirected transfers.
Schedule single or bulk transfers for a date and time, or repeat them every month.
Choose IMPS, NEFT or RTGS per batch based on amount and urgency, with UPI for smaller transfers.
Trigger transfers from your own app, ERP or marketplace and receive status updates by webhook.
ZYRO adds no daily transaction cap of its own; only your bank's limits apply.
Built for
Pay staff, gig workers and field teams on time.
Clear many bills in one approved batch.
Send money back to customers instantly.
Settle sellers and partners through the API.
Transfers go straight from your own business current accounts — no prefunding a separate wallet.
With the Business Banking Suite, send bulk payments from any of your linked accounts.
ZYRO runs its own IMPS Switch, so instant transfers are part of the core platform.
Bulk Payments, explained.
Upload an Excel or CSV file, add transfers in the dashboard, or use the API. ZYRO validates the batch, routes it for approval and sends the transfers from your business account.
IMPS, NEFT, RTGS and UPI, depending on what your bank account supports.
Yes. You can schedule single or bulk transfers for a specific date and time, or set them to repeat.
No. Payments are sent directly from your own business current accounts linked to ZYRO.
ZYRO does not add a daily limit of its own. Your bank's account and channel limits still apply.
Works with
See how ZYRO bulk payments work with your bank accounts. Our team will walk you through a live setup.