IMPS Switch (Immediate Payment Service)

Key Capabilities

Manage Fund Transfers

Supports P2P, P2A, and other IMPS transfers

Multi-Channel Support

Works across mobile banking, internet banking, ATMs, USSD, POS, and more

High TPS Performance

Scalable architecture ensures fast and reliable transactions

Account Validation

Instant bank account verification via Penny drop method

Web UI with MIS Reports

Centralized dashboards for real-time analytics and management

Bulk Payments

Manage large-scale payment with ease

Coming soon

Our IMPS Services

Deployment Modes

TSP Model

Bank Hosted, full control & customization

ASP Model

Cloud Hosted, low cost & scalable

Funds Transfer

P2P (Person-to-Person)

Transfer Using Mobile Number + MMID

P2A (Person-to-Account)

Transfer Using Account Number + IFSC Code

IMPS Switch - Built for Speed, Scale & Security

Extra Transaction Channel - Enables smooth, instant money transfers.

Enables smooth, instant money transfers.

Expand Mobile Banking Reach - Reduces dependency on individual apps.

Reduces dependency on individual apps.

Supports Financial Inclusion - Connects rural and semi-urban users to formal banking

Connects rural and semi-urban users to formal banking

Additional Bank Revenue - Generate interchange fees with every transaction.

Generate interchange fees with every transaction.

Channel Integration

Easily integrates with CBS, mobile, internet banking, wallets, and UPI apps for smooth IMPS transactions

From Banks to Startups, Designed for All

Crafted to serve every stakeholder in the digital payment ecosystem, delivering secure, accurate, and reliable transactions.

Banks & Cooperative Banks

E-Commerce Platforms

Fintech’s & Payment Aggregators

Logistics & Mobility Platforms

Beneficiary Account Name Lookup (BANL): Verify Before You Transfer

Add an extra layer of trust by verifying account names before sending money via RTGS or NEFT. This simple step ensures transaction accuracy, prevents fraud, minimizes errors, and enhances security—building stronger trust across India’s rapidly growing digital payment ecosystem.

Why Choose BANL?

Error-Free Transactions

Ensure accuracy before payments go through

Enhanced Security

Prevent suspicious accounts via smart checks

Higher Conversation

Builds payer confidence to complete the payment

Better User Experience

Transparent, secure payments every time

Payment Reliability

Ensures trust in India’s digital payment ecosystem

ZYRO is designed to empower businesses by providing a next-generation banking platform that simplifies financial process, enhances operational efficiency and ensures precise control over your finances.