Payment infrastructure · ZyroAI
IMPS switch for banks and fintechs, by ZyroAI
ZyroAI, a ZYRO company, builds the IMPS infrastructure that connects banks and fintechs to NPCI's IMPS network for instant, 24x7 interbank transfers.
Explore the ZyroAI IMPS StackWhat it covers
IMPS switch
Sends and receives instant transfer requests through NPCI and posts them to the bank's core system.
Beneficiary name lookup
Confirms the account holder's name before money is sent, to reduce wrong and failed transfers.
Every channel
Mobile app, internet banking, branch and API channels on one switch.
For banks and fintechs
Built for institutions that connect to IMPS directly. Businesses can pay through ZYRO's banking suite instead.
This infrastructure is built and supported by ZyroAI, a ZYRO company for banks, NBFCs and fintechs. Businesses that want to collect or send payments can start with the ZYRO Business Banking Suite or talk to ZYRO.
Frequently Asked Questions
IMPS Switch, explained.
IMPS (Immediate Payment Service) is an NPCI service for instant interbank fund transfers in India. It works 24x7, including Sundays and bank holidays.
An IMPS switch connects a bank or payment provider to the NPCI IMPS network. It sends and receives transfer requests, validates them, and posts the result back to the bank's core system in real time.
ZyroAI (zyroai.com), the ZYRO group's company for banks, NBFCs and fintechs, builds and supports the IMPS stack. Full product details are on zyroai.com/imps-stack.
Use the ZYRO Business Banking Suite to make single and bulk payments by IMPS, NEFT or RTGS from your linked business current accounts.